You start generating income in a completely new way, and you use that income to support a new lifestyle with new spending habits, which can continue to change as your retirement goes on - so how do you plan for all of this change?
We believe it’s about forward thinking and careful planning around your unique goals.
You may not be able to predict everything about your retirement, but you can certainly make plans that can adapt to changing circumstances. When we define your cash flow strategies, we incorporate a degree of flexibility for just this purpose.
As a retiree, you have many opportunities to save tax that are often missed. You may have just sold a business or started collecting a pension, but if your personal cash flow strategy is aligned with smart tax planning, then you can make the most of your retirement income.
Your wealth may be well-preserved and risk-managed, but what about your estate? Successfully meeting your legacy goals means protecting your estate from unnecessary taxes, legal liabilities, or other risks that could stand in the way of the distributions you have planned for your family wealth.
We believe this requires an in-depth knowledge of your financial needs and goals, as well as the ability to coordinate strategies through tax and legal specialists. In this way we’re able to help our retired clients fully protect their wealth and fully enjoy their retirement.
Transferring an estate is one of the biggest concerns for successful retirees today. When you’ve done all you can to grow your wealth efficiently, you want to know that everything is in place to transfer it efficiently, too.
Many of our clients have built up their wealth with certain goals in mind, like supporting family or community causes, and the resources we’ve built up over the years allow us to: